The Borough of Wildwood Crest participates with the
Federal Insurance Agency in the COMMUNITY RATING SYSTEM
which results in the reduction of Federal Flood Insurance
premiums of 5% or greater for all Borough policyholders.
The reduction presently is 10%. We are required to notify
all homeowners of this program and of the flooding
potential in the Borough.
Federal Emergency Management Agency (FEMA) has classified
the Borough and our entire island as a special flood
hazard area, otherwise known as the 100-Year Flood Plain.
As required by FEMA, flood maps have been developed for
the Borough. The maps show flood zones and the predicted
elevations that a 100-year storm could reach or exceed.
The low-lying lands are most vulnerable. Damages occurred
during Northeasters in 1984 and 1987, Hurricane Gloria in
1985, and most recently in October 1991, January 1992,
and February 1998. The Borough’s Flood Insurance Rate
Map (FIRM) is available for viewing at the FEMA website (www.fema.gov)
or in the Borough Clerk’s Office.
properties are vulnerable to storm damage during severe
Northeasters and hurricane conditions. Our dunes are
considered sacrosanct. They are our first lines of
defense against the onslaught of the incoming seas.
Preserving those dunes is of the utmost importance. The
Borough maintains strict standards for dune restoration
and preservation. Property owners in this area are
encouraged to help build up the dunes, and plant dune
grass, which will stabilize and maintain them.
large percentage of Borough property owners carry Federal
Flood Insurance. Keep in mind that the standard
homeowner’s insurance policy does not cover flood
losses. In the regular Federal Flood Insurance Program
coverage of up to $250,000 is available for a
single-family dwelling and up to $500,000 for other
commercial properties. Also, up to $100,000 contents
coverage is available. All homeowners and renters are
strongly urged to carry Federal Flood Insurance.
Information on flood insurance may be obtained from your
local insurance agent, or call the National Flood
Insurance Program at 1-800-638-6620.
best way to minimize storm damage to your property is to
make sure that the lowest habitable floor is at or above
the base flood elevation. Property owners that raise
their homes can reduce flood insurance premiums. The
inexpensive and easy task of installing flood vents in
your home can also reduce storm damage.
Cape May County Library and the City of
have many publications
dealing with flood related topics, such as flood
proofing, elevating structures, flood maps, flood
emergency and flood insurance. Additional publications
may be obtained directly from the FEMA website.
severe storms are forecasted for the area, radio stations
WZXL 100.7 FM and WCMC 1230 AM and Comcast Cable, along
with The Weather Channel, will broadcast emergency
evacuation is required, the Wildwood Crest Police
Department will use the P.A. system on all police cars to
alert and instruct residents. The pick-up points and
staging areas for persons without means of transportation
CREST FIRE HOUSE (alternate)
someone in your home would need to be evacuated by
ambulance, please notify the police in advance
how high above mean sea level your property is will give
you an idea how vulnerable your property is to storm
damage. Your FLOOD ELEVATION CERTIFICATE, or property
survey will have this information.
Federal Insurance Administration suggests the following
action when coastal storms or hurricanes are imminent:
off all electrical power at the panel
main gas valve at the meter
household items to the highest level that you can
move cardboard boxes and newspaper, as these materials
can disintegrate and will clog drains and vents
a full tank of gas in your car
to the radio or TV for information
storm shutters, and secure outdoor objects or bring them
off utilities if instructed to do so. Otherwise, turn
the refrigerator thermostat to its coldest setting and
keep its doors closed
off propane tanks
a supply of water for sanitary purposes such as cleaning
and flushing toilets. Fill the bathtub and other large
containers with water
you evacuate your home, here are some essential items you
should take with you:
First aid supplies
Supply of non-perishable food
Batteries – flashlight, hearing
aid, cell phone, etc.
Dry clothing, especially shoes,
socks and boots
Important papers (don’t forget
your insurance papers)
Bank and checkbooks
Valuable and cherished items
Games for children and adults
Press of Atlantic City recently
reported that eighty (80%) percent of those living on the Coast have never
experienced a hurricane. DON’T BE COMPLACENT. Resolve to make emergency
plans now, and evacuate as soon as you are told.
National Flood Insurance Program has a program called the INCREASED COST OF
COMPLIANCE COVERAGE, which will pay up to $15,000 for the cost to elevate,
flood-proof, demolish, or relocate buildings within the floodplain if you meet
certain criteria. Please call for further details: 1-800-427-4661 (General
Information), or 1-800-638-6620 (Direct Business).
information can also be obtained from the
30 West Mechanic Street
Cape May Court
or visit the Library’s
and click on “Library Catalog (ipac),” and enter the Super Keyword: fema.
Kevin M. Yecco is the Borough’s
Community Rating System Coordinator. For further information on this subject,
you can call him at (609) 522-5176.